When hospital administration advises a couple of families that their insurance plans aren't covering costs, the families resort to desperate measures.
This was quite a dark story from a young cast. Unfortunately, they chose to have teens playing adult roles (doctors, parents etc) which straight away destroys any illusion of reality. As does the little things like reading lines from a clipboard and having the daughter have a strong accent, while the parents don't. Something also went wrong with your aspect ratio - it kept changing.
A good effort though, come back again next year!
Some things I enjoyed:
Cool use of the silhouette when Morgan was suggesting the bank be robbed.
I didn't really understand the significance of the girl getting ready and leaving the house.
It seemed to eat up time without propelling the story forward.